Owner Finance
$299,000
Owner Financing Available · Contact for terms
1917 Louanne Dr · Nashville, TN · Davidson County
3 bd1 ba1,214 sf
Homeownership without the bank.
Real homes. Real terms. Sellers who'll work with you. DRP helps Tennessee buyers move in when traditional lenders say no.
No banks.
·
Straightforward terms.
No bank, no problemThe seller is your lender. Approval is between you and them.
Real ownership, day oneYou're on the deed. Not a renter. Not rent-to-own.
Locked-in paymentYour monthly is set when you sign. No annual rent hikes.
Three steps to your front door.
Just a conversation, a tour, and a closing date.
— Step 01
Tell us what you can afford.
Quick form — your monthly comfort zone, the down payment you have, and where in Tennessee you want to live. Five minutes.
We'll match you with homes whose terms fit your budget — not the other way around.
— Step 02
Tour homes that fit.
View the homes you like in person to see what you think.
Just let us know a day and time that works for you and we can get you on the schedule.
— Step 03
Close on the home.
You close at a Tennessee title company, get the deed in your name, and start building equity.
Typical closing: 15–25 days.
Owner-financed homes across Tennessee.
Owner Finance
Rent to Own
$2,549/mo
$10,000 down · Rent-to-Own terms
133 Cecil Rd · Lebanon, TN · Wilson County
3 bd2.5 ba1,422 sf
List $289,900
Owner Finance
$225,000
Owner Financing Available · Contact for terms
203 Park St · Athens, TN · McMinn County
4 bd1.5 ba1,776 sf
Better than renting.
vs Renting
Every payment builds your equity.
You're not paying down a landlord's mortgage anymore — you're paying down your own. The home appreciates? That's your appreciation. The tax deduction on interest? Yours.
vs Renting
Your monthly is locked.
Rent goes up every year. Your owner-finance payment is fixed in writing — same number this month, year five, year fifteen. Predictable. Plannable.
Common Questions
See All Questions →Is owner financing the same as rent to own or lease option?
+No. Owner financing is different than Rent-to-own and Lease-options. With Owner Financing, you own the home from the day you close — you're on the deed, you can paint, renovate, refinance, sell. Your payments build your equity, not someone else's.
Do I need a credit score?
+We don't pull a FICO. The seller may want to see proof of income, bank statements, and a story of how you handle money.
What happens if I lose my job?
+Same thing that happens with a regular mortgage: you call the seller, you have a conversation, you work out a plan. Sellers usually have more flexibility than banks because they're individuals, not departments. We help facilitate that conversation.
What's the catch?
+Owner finance interest rates are typically 1–2 points higher than bank rates in order to offer more flexible requirements everywhere else.
See what homes work for your situation.
Five minutes. No commitment. Tell us what you can afford and where you want to live, and we'll send you a list of owner-financed Tennessee homes whose terms fit you. If we don't have any, we'll keep your preferences in mind and contact you first when we get a property that matches you.
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