Owner Finance Only
New
$199,000
Owner Financing Only
173 Kentucky Ave · Clarksville, TN · Montgomery Co.
3 bd1 ba910 sf
Owner-financed homes across Tennessee.
Real homes, real terms — every card shows the down payment, monthly, and interest rate up front. Filter by what fits your budget, not by what a bank says you qualify for.
Available Now
Owner-Finance Listings.
You buy the home; the seller is the bank. Down payment, monthly, and rate are all on the card.
Owner Finance Only
New
Owner Finance Available
New
$224,900
Owner Financing Available to Qualified Buyers
1194 Noel Dr · Cookeville, TN · Putnam Co.
3 bd2 ba1,650 sf
Owner Finance Available
Pending
$149,000
Owner Financing Available to Qualified Buyers
108 Cedar St · Bruceton, TN · Carroll Co.
3 bd2 ba1,254 sf
Owner Finance Only
New
$199,000
Owner Financing Only
2108 Berea Dr · Johnson City, TN · Washington Co.
3 bd1 ba1,200 sf
Owner Finance Only
New
$249,000
Owner Financing Only
1872 Allensville Ridge · Sevierville, TN · Sevier Co.
3 bd2 ba1,176 sf
Owner Finance
New
$299,000
Owner financing available to qualified buyers
1917 Louanne Dr · Nashville, TN · Davidson Co.
3 bd1 ba1,214 sf
Owner Finance
New
$199,000
Owner financing available to qualified buyers
203 Park St · Athens, TN · McMinn Co.
4 bd1.5 ba1,776 sf
Also Available
Lease-to-Own Options.
Not quite ready to buy today? Lock in a purchase price now, lease the home while you build credit, and put a portion of every month's rent toward the eventual purchase.
How lease-to-own is different.
You rent the home with a contractual right to purchase it at a price agreed upon today — and a slice of every month's rent gets credited toward that purchase. It's a bridge for buyers who need 12–36 months to get fully mortgage-ready.
1
Option fee — a one-time, non-refundable payment (typically 3–5% of purchase price) that secures your exclusive right to buy.
2
Flexible timing — purchase at any time during your option period, on your schedule.
3
Locked price — the purchase price is set at the start of the lease, so any market appreciation works in your favor.
Lease-to-Own
$2,549/mo
Option fee negotiable
Locked purchase price $289,900
133 Cecil Rd · Lebanon, TN · Wilson Co.
3 bd2.5 ba1,422 sf
Don't see what fits?
This page shows what's listed today. The full DRP catalog refreshes weekly, and many homes never make the public listings — sellers contact us directly. Tell us what you're looking for and we'll send matches as they come on the market.